Real Estate Consulting

We offer Subject-to Financing and All Cash Offers

Helping Motivated Homeowners sell their home

Subject to:
Subject-to financing is a legally binding clause of the contract that allows the buyer to purchase the property subject-to its existing financing, meaning the buyer takes over the payments of the current mortgage loan. The exact terms of a subject-to scenario can vary greatly, but most require some sort of down payment in cash to the seller, with the buyer taking over the current payments or possibly paying slightly more because of a wraparound mortgage.

 

All Cash Offer:
What is meant by an all-cash offer?
An all-cash deal refers to any transaction where cash is exchanged for an asset. The buyer offers the seller cash and there is no use of financing to purchase the asset or any other means, such as an exchange of stock.

All-cash offers may give buyers more power. You may be able to snag a house for less than asking-price, as buyers are more willing to negotiate when cash is on the table. Reduce contingencies. All-cash offers don't require an appraisal because there's no lender involved.

Wholesale:

A wholesaler contracts a home with a seller, then finds an interested party to buy it. The wholesaler contracts the home with a buyer at a higher price than with the seller, and keeps the difference as profit. Real estate wholesalers generally find and contract distressed properties.